Five Traps That Limit Your Happiness
We all want happiness – for ourselves, for our loved ones, for those we work with. Almost everything we do is bent toward achieving happiness, or protecting the happiness we have. Interestingly, happiness has little to do with your situation in life. A study by the University of Illinois found that the top earners are […]
Divorcing? Avoid These Tax Traps!
It happens, though it’s sad every time. Two people love, marry, perhaps buy a home, have children, and then . . . it goes up in smoke, and divorce looms ahead. At Rigby Financial Group, we have supported a number of clients through divorce―it’s never an easy process, and no matter how mutually desired or […]
ESOPs: A Succession Plan with Tax Advantages!
Employee Stock Ownership Plans (ESOPs) have history dating all the way back to 1956―though they acquired the name under the 1974 Employee Retirement and Income Security Act (ERISA), making officially designated ESOPs effectively retirement plans―largely concentrated in such labor-driven industries as construction, trucking, food service, etc. More recently, they have gained a firm foothold among […]
Tiny Steps Add Up to Meaningful, Lasting Change
I suspect a lot of us know the feeling of wanting to make changes in our lives. Certainly I do! Sometimes we may want to renovate our habits from the studs. We make resolutions every new year to change ourselves into a better version and vision of who we are. But we can all too easily […]
Is an Annuity a Good Fit for Your Retirement Plans?
Annuities … they can be tempting when choosing among your retirement planning options. After all, who doesn’t want the security of knowing you will have a specific amount of guaranteed income during your retirement? However, this is an option we would only recommend in very specific cases and circumstances. In fact, very few of our […]
OBBBA – Impact on Mergers & Acquisitions
The One Big Beautiful Bill Act (OBBBA) makes changes to the tax code which can impact mergers and acquisitions. Whether you’re looking to sell your business or expand by acquiring one, the OBBBA has provisions which can benefit you. A few points of interest: Business Interest Deductibility Under the Tax Cuts and Jobs Act (TCJA) […]
Stressed Over the Market? Having a Good a Financial Advisor Helps Reduce That Stress!
Well, the market has certainly been showing some volatility these days, hasn’t it? And no wonder! We have a new Administration taking unprecedented actions. Tariffs imposed on imports and reciprocal tariffs imposed by affected nations. Trade deals have been struck, but it’s a roller coaster, isn’t it? Whether these events will ultimately prove good or […]
When to Trust Your Gut – and How to Listen to It
I once heard a story about a woman addressing a group; her subject was gut instinct. One day, she was leaving her house for a busy morning. As she locked her door, something told her she’d better go back and unplug her old toaster. But she was running late and had left the toaster plugged […]
Q3 Is Your Secret Weapon as a Business Owners – Don’t Waste It!
The end of any year’s second quarter marks a lot of things which don’t directly have to do with business. The kids are out of school, maybe off to summer camp, maybe not. Either way, isn’t a summer vacation just what we need? By all means, go for it! Carpe diem! . But when you return, […]
One Big Beautiful Bill: New Tax Law!
The One Big Beautiful Bill Act (OBBBA), signed by President Trump on July 4, 2025, makes sweeping changes to the tax code, though some of the provisions merely make permanent items from the Tax Cuts and Jobs Act (TCJA) of 2017. The bill touches almost every aspect of taxation; we can’t cover them all, but […]